Responsible Lending Policy
As a responsible lender, we commit to you that this loan product abides by all applicable laws and that we strive for the utmost level of transparency and fairness.
NOT FOR ALL FINANCIAL NEEDS: This is an installment loan designed to help with your immediate cash needs. It will not solve your long-term needs and refinancing will result in additional charges.
This is an expensive form of borrowing and it is not intended to be a long term financial solution. We encourage you to (1) borrow only what you need and can repay and (2) shop the marketplace until you are convinced that you have found the best possible solution. You may choose to consult a consumer credit counseling service for other options.
TRANSPARENCY OF COSTS FOR YOUR LOAN: The cost of credit will be clearly disclosed to you in terms of the dollar amount of interest and the APR according to the principles of federal truth in lending law and regulations. For details on the specific costs of your loan, please see your loan agreement. Late fees and non-sufficient funds/returned item fees may apply as described in your loan agreement. We will never charge you any “hidden fees” that are not fully disclosed in the loan agreement or the Loan Cost and Terms.
RIGHT OF RESCISSION: If you change your mind about the loan, you may rescind your loan at no charge as long as you return the loan proceeds within the number of days specified in your loan agreement.
IMPLICATIONS OF LATE AND NON-PAYMENT: If you don’t make a payment on time we will attempt to contact you via one or more authorized methods, including phone calls, emails, and text messages to arrange for payment. All of our collections methods will be in accordance with the principles of the Federal Debt Collections Protection Act (FDCPA). In addition, we may re-present any returned payments to your bank in accordance with applicable law and regulatory requirements. If we are unable to reach you or we are unable to collect against your debt we may place or sell your debt with third party collection agencies. However, we only contract with collection agencies that agree to follow the FDCPA. As noted above, late fees and non-sufficient funds/returned item fees may apply as described in your loan agreement.
RESPONSIBLE RENEWALS AND REFINANCING OPTIONS (SUSTAINED USE): This loan is an installment loan which means that you don’t have to pay it off all at once like a payday loan. Instead, you can either pay the loan off according to the terms of the loan agreement or pay it off early to save finance charges. We strongly encourage principal reduction and early payment to reduce your finance charges.
We will restrict your ability to renew or refinance your loan after you have had an outstanding balance with us for a period of 18 consecutive months. After you have paid in full the outstanding balance of your loan account, you may apply for a new loan. Depending on the payment method you choose, it may take 1-3 business days to process the payment that brings your account balance to $0.
WE RESPECT YOUR PRIVACY: We adhere to all applicable federal privacy laws. Please see Privacy Policy for details.
CONTACTING US: We always provide a physical address, a toll-free phone number, and an email address so that you can reach us in the most convenient manner for you. We strive to respond to your mail, calls, and email in as fast a manner as possible so we can quickly answer any questions and solve any problems you might have.
Loop Fund
P.O. Box 838
Keshena, WI 54135
info@loopfund.com
833.684.0905
| PO Box 838 |
| Keshena, WI 54135 |
| info@loopfund.com |
| 833.684.0905 |
QUICK LINKS
RESOURCES
| PO Box 838 |
| Keshena, WI 54135 |
| info@loopfund.com |
| 833.684.0905 |
QUICK LINKS
RESOURCES
IMPORTANT DISCLOSURES
Fox Lending, LLC dba Loop Fund is a commercial enterprise and instrumentality of the Menominee Indian Tribe of Wisconsin, a federally recognized sovereign Indian nation (the “Tribe”), which abides by the principles of federal consumer finance laws, as incorporated by the Tribe, and operates within the interior boundaries of the Tribes’ reservation in Keshena, WI. Fox Lending, LLC is chartered under and operates pursuant to Tribal Law. Loans from Loop Fund are governed by the laws of the Tribe, not the law of your resident state. Please note that nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly reserved.
Loop Fund does not lend to residents of AR, CT, DC, FL, GA, IL, MA, ME, MD, MN, NH, NY, PA, VA, VT, WI and WV. Loop Fund does not lend to new customers in AZ, NC, NM, NJ, and SC. Availability of installment loans are subject to change at any time at the sole discretion of Fox Lending, LLC.
This “prescreened” offer of credit is based on information indicating that you meet certain criteria and is subject to credit verification. In addition, to accept this offer, you must have reached 18 years old. This offer may be accepted only by the person identified in this offer and may not be transferred to any other party.
This is an expensive form of borrowing. Loop Fund loans are designed to assist you in meeting your emergency borrowing needs and are not intended to be a long-term financial solution. Fox Lending, LLC encourages quick repayment to avoid finance fees. Alternative forms of credit may be less expensive and more suitable for your financial needs.
Consumers that submit an application using this website are providing written instruction under the Fair Credit Reporting Act authorizing us to obtain their consumer credit report, credit score and/or other information from any consumer reporting agency in order to make a final decision regarding extending a loan.
* Loan applications fully verified and approved by 11am Central Time (CT) will be funded as soon as the next business day. Loan applications fully verified and approved after 11am CT on Friday will be funded as soon as the following Monday, so long as the Monday is not a bank holiday. Fox Lending, LLC is not responsible for any additional charges applied by your financial institution.
View our website for applicable rates and frequently asked questions. Complete disclosure of APR, fees and payment terms are provided within the Loan Agreement.
Menominee Indian Tribe of Wisconsin Tribal Hotline: 800.234.1915
Loop Fund Customer Service Team: 833.684.0905
© 2024 Fox Lending, LLC dba Loop Fund. All Rights Reserved.
IMPORTANT DISCLOSURES
Fox Lending, LLC dba Loop Fund is a commercial enterprise and instrumentality of the Menominee Indian Tribe of Wisconsin, a federally recognized sovereign Indian nation (the “Tribe”), which abides by the principles of federal consumer finance laws, as incorporated by the Tribe, and operates within the interior boundaries of the Tribes’ reservation in Keshena, WI. Fox Lending, LLC is chartered under and operates pursuant to Tribal Law. Loans from Loop Fund are governed by the laws of the Tribe, not the law of your resident state. Please note that nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly reserved.
Loop Fund does not lend to residents of AR, CT, DC, FL, GA, IL, MA, ME, MD, MN, NH, NY, PA, VA, VT, WI and WV. Loop Fund does not lend to new customers in AZ, NC, NM, NJ, and SC. Availability of installment loans are subject to change at any time at the sole discretion of Fox Lending, LLC.
This “prescreened” offer of credit is based on information indicating that you meet certain criteria and is subject to credit verification. In addition, to accept this offer, you must have reached 18 years old. This offer may be accepted only by the person identified in this offer and may not be transferred to any other party.
This is an expensive form of borrowing. Loop Fund loans are designed to assist you in meeting your emergency borrowing needs and are not intended to be a long-term financial solution. Fox Lending, LLC encourages quick repayment to avoid finance fees. Alternative forms of credit may be less expensive and more suitable for your financial needs.
Consumers that submit an application using this website are providing written instruction under the Fair Credit Reporting Act authorizing us to obtain their consumer credit report, credit score and/or other information from any consumer reporting agency in order to make a final decision regarding extending a loan.
* Loan applications fully verified and approved by 11am Central Time (CT) will be funded as soon as the next business day. Loan applications fully verified and approved after 11am CT on Friday will be funded as soon as the following Monday, so long as the Monday is not a bank holiday. Fox Lending, LLC is not responsible for any additional charges applied by your financial institution.
View our website for applicable rates and frequently asked questions. Complete disclosure of APR, fees and payment terms are provided within the Loan Agreement.
Menominee Indian Tribe of Wisconsin Tribal Hotline: 800.234.1915
Loop Fund Customer Service Team: 833.684.0905
© 2024 Fox Lending, LLC dba Loop Fund. All Rights Reserved.