How to Get a Personal Loan

How Personal Loans Work with Loop Fund

How It Works

With Loop Fund, you don’t have to wait days for a decision or deal with pestering phone calls. The entire process for getting your personal loan is conducted online — quickly, simply, and securely.

There’s no obligation to accept.

1. Apply Online

Complete our simple and secure online loan application in a matter of minutes.

2. Instant Decision

Receive a decision instantly with our automated loan approval engine.

3. Get Your Money

With just a few clicks, finalize your loan and get funding as soon as the next business day.*

Get a decision in seconds.

Get your money as soon as tomorrow.*

FAQs

How do I apply for a personal loan?

Our application is an automated online process. It only takes a few minutes to apply, and you will receive a decision instantly. If approved, you will receive funds within one business day of signing your online loan agreement.*

To apply, you’ll need to provide the following information: Contact, Residence, Employment, and Income. Get Started >

Does applying affect my credit score?

Yes, applying does affect your credit score. Your application is underwritten using Clarity Services, an alternative credit bureau owned by Experian. It will be a hard inquiry on your Clarity credit report, which will in turn affect your FICO score as reported by the three traditional credit bureaus: Experian, TransUnion, Equifax.

How quickly can I get my money?

You will receive your money within one business day (sometimes sooner).* The exact timing depends on a few things, including how long it takes your bank to credit the payment to your account. That said, with most banks you can expect to see the money in your account based on when you sign your loan agreement:

  • If your loan agreement was signed by 11:00 am (Central Time) on a business day, you should receive your money by 5:00 pm the same day.
  • If your loan agreement was signed after 11:00 am (or on a weekend or bank holiday), you should receive your money by 5:00 pm the next business day.

Learn More >

How long does it take to get approved for a personal loan?

Once your application is complete, you will receive an immediate decision online. If approved, you will receive an official loan offer with details about loan amount, payment terms, and rate. From there, it’s just a few clicks to finalize your loan and sign your online loan agreement. Once complete, you will receive your money within one business day.* Get Your Offer >

Get Started

Apply online in minutes.
Get a decision in seconds.

IMPORTANT DISCLOSURES

Fox Lending, LLC dba Loop Fund is a commercial enterprise and instrumentality of the Menominee Indian Tribe of Wisconsin, a federally recognized sovereign Indian nation (the “Tribe”), which abides by the principles of federal consumer finance laws, as incorporated by the Tribe, and operates within the interior boundaries of the Tribes’ reservation in Keshena, WI. Fox Lending, LLC is chartered under and operates pursuant to Tribal Law. Loans from Loop Fund are governed by the laws of the Tribe, not the law of your resident state. Please note that nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly reserved.

Loop Fund does not lend to residents of AR, CT, DC, FL, GA, IL, MA, ME, MD, MN, NH, NY, PA, VA, VT, WI and WV. Loop Fund does not lend to new customers in AZ, NC, NM, NJ, and SC. Availability of installment loans are subject to change at any time at the sole discretion of Fox Lending, LLC.

This “prescreened” offer of credit is based on information indicating that you meet certain criteria and is subject to credit verification. In addition, to accept this offer, you must have reached 18 years old. This offer may be accepted only by the person identified in this offer and may not be transferred to any other party.

This is an expensive form of borrowing. Loop Fund loans are designed to assist you in meeting your emergency borrowing needs and are not intended to be a long-term financial solution. Fox Lending, LLC encourages quick repayment to avoid finance fees. Alternative forms of credit may be less expensive and more suitable for your financial needs.

Consumers that submit an application using this website are providing written instruction under the Fair Credit Reporting Act authorizing us to obtain their consumer credit report, credit score and/or other information from any consumer reporting agency in order to make a final decision regarding extending a loan.

* Loan applications fully verified and approved by 11am Central Time (CT) will be funded as soon as the next business day. Loan applications fully verified and approved after 11am CT on Friday will be funded as soon as the following Monday, so long as the Monday is not a bank holiday. Fox Lending, LLC is not responsible for any additional charges applied by your financial institution.

View our website for applicable rates and frequently asked questions. Complete disclosure of APR, fees and payment terms are provided within the Loan Agreement.

Menominee Indian Tribe of Wisconsin Tribal Hotline: 800.234.1915

Loop Fund Customer Service Team: 833.684.0905

© 2024 Fox Lending, LLC dba Loop Fund. All Rights Reserved.

Native American Financial Services Association Logo

IMPORTANT DISCLOSURES

Fox Lending, LLC dba Loop Fund is a commercial enterprise and instrumentality of the Menominee Indian Tribe of Wisconsin, a federally recognized sovereign Indian nation (the “Tribe”), which abides by the principles of federal consumer finance laws, as incorporated by the Tribe, and operates within the interior boundaries of the Tribes’ reservation in Keshena, WI. Fox Lending, LLC is chartered under and operates pursuant to Tribal Law. Loans from Loop Fund are governed by the laws of the Tribe, not the law of your resident state. Please note that nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly reserved.

Loop Fund does not lend to residents of AR, CT, DC, FL, GA, IL, MA, ME, MD, MN, NH, NY, PA, VA, VT, WI and WV. Loop Fund does not lend to new customers in AZ, NC, NM, NJ, and SC. Availability of installment loans are subject to change at any time at the sole discretion of Fox Lending, LLC.

This “prescreened” offer of credit is based on information indicating that you meet certain criteria and is subject to credit verification. In addition, to accept this offer, you must have reached 18 years old. This offer may be accepted only by the person identified in this offer and may not be transferred to any other party.

This is an expensive form of borrowing. Loop Fund loans are designed to assist you in meeting your emergency borrowing needs and are not intended to be a long-term financial solution. Fox Lending, LLC encourages quick repayment to avoid finance fees. Alternative forms of credit may be less expensive and more suitable for your financial needs.

Consumers that submit an application using this website are providing written instruction under the Fair Credit Reporting Act authorizing us to obtain their consumer credit report, credit score and/or other information from any consumer reporting agency in order to make a final decision regarding extending a loan.

* Loan applications fully verified and approved by 11am Central Time (CT) will be funded as soon as the next business day. Loan applications fully verified and approved after 11am CT on Friday will be funded as soon as the following Monday, so long as the Monday is not a bank holiday. Fox Lending, LLC is not responsible for any additional charges applied by your financial institution.

View our website for applicable rates and frequently asked questions. Complete disclosure of APR, fees and payment terms are provided within the Loan Agreement.

Menominee Indian Tribe of Wisconsin Tribal Hotline: 800.234.1915

Loop Fund Customer Service Team: 833.684.0905

© 2024 Fox Lending, LLC dba Loop Fund. All Rights Reserved.